Just how are Flagstar’s rates than the federal average? Or even meet the criteria to have a traditional home loan, Flagstar has the benefit of low-certified mortgages which have different underwriting guidance. Instance, this new deductible DTI could be higher. Non-certified mortgages normally have a trade-away from. Including, if the bank lets a high DTI, you might have to make a much bigger advance payment. The mortgage administrator on Flagstar will highlight about your alternatives. How is Flagstar’s re-finance rates?…