Ought i have fun with a house guarantee financing so you can combine loans? The borrowed funds-to-well worth (LTV), is short for extent your debt to the family compared to the their economy really worth. The fresh combined mortgage-to-worthy of (CLTV) is sold with all of the loans resistant to the possessions, together with a home equity loan or HELOC. For those who have a house that’s worthy of $eight hundred,100000 while are obligated to pay $260,100 into lending company,…